RE: Should Hive lower the 20% APR on HBD? Pros and Cons

This is a very important issue, and I think it should be a formula that should be applied to interest rates in terms of HBD, since this currency should be taken care of, and even more so the hive, which is the backing.
And as for the new users, many may come, but if they do not see a better support, they leave.