RE: Rest Easy Models S and X - Big Changes Coming at Tesla
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I think you're right. There will be a financial incentive to use autonomous driving at first, Lemonade is the first insurance company to offer customers 50% their premiums if they use FSD. Sooner or later it'll probably be mandatory. I hope to get my first experience using FSD on a long road trip this spring. It should be interesting and a whole lot less stressful.
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That is cool. Smart on their part too offering a discount like that. It will be interesting to see if the data supports it in the future. Probably much too early to know for sure yet.
I'm going to be looking into Lemonade soon. State Farm is killing us with their premium increases. Our monthly premiums are more than our car payments used to be a decade ago. There's quite a bit of data already supporting the safety of FSD (currently about 2-3x safer than a human) but I think more independent studies need to be done to earn the public trust.
I think you are right on that last part. I can totally see the benefit, but we are now very aware that people will ignore the facts if it doesn't fit their way of thinking these days. We are lucky that we have an insurance company that caters to educators. It makes the pricing quite nice. We basically have full coverage with collision on all our vehicles as well as our travel trailer and it's about $220 per month. Which honestly is a good $100 more than it was when we originally signed up, but I've had other places try to match the price and they can't touch it without making our deductible ridiculous.