RE: Credit Cards Made Simple: Save, Spend, and Stay Debt-Free
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Credit cards aren't a huge concept here in the UK, don't get me wrong they are used by many still, especially those aiming to pay off via instalments or incredibly slow but I think the majority of us stick with our debit card only and the funds we truly have access to!
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Ohk, in india banks are giving credit cards by force 😅. It is quite handy for me.