Dealing with Personal Finance in this moment of uncertainty.

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The world economy is not looking good at the moment and when things like these happen, the ripple effect flows into different countries, especially those countries which is facing a great deal of poverty.

Imagine having so many responsibilities on your shoulders, but you are not sure of what your future holds because of the recurring financial and economic crisis that is facing your country. That can't be a good feeling because an average lad in a Country like that usually goes through a rough patch to make his finances sustainable.

I was watching a podcast where some University students were interviewed about their plans for the future. You can already imagine what they said. It reminded me of when I was younger and still in search of a B.Sc Degree. At that age in life, I imagined my future being one where I would have nothing to worry about on the financial front. I imagined myself having lots of cars, lots of houses, lots of investment, and also being happily married.

Now that I've been a Uni graduate for 4 years, I look back at my young and clueless self who was filled with lots of potential despite my inexperience. Most of the things I wanted are still far from my reach. Maybe it just looks that way, but as far as I can tell, the present is already looking tough as it stands and the weight of responsibilities is not easy to bear.

There are times when I wonder if I'm still that young, clueless, and inexperienced young lad.

That hits hard because when you ask yourself something like that, you bare yourself before your eyes to know if you've worked hard enough to deserve something better. It makes you wonder if you've been lazy and spending time on the wrong things. I wonder if the work I'm doing and the things I'm building are good enough to give me a better future. Maybe it's my personal finance skill.

Whatever the case may be, I know I'm no longer that naive young lad.

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I've become a lot more experienced and informed about life and I know I break myself in half to set my life straight. I've been able to identify my own personal issues that are affecting my finances and there are a few things I'm currently dissatisfied with. For the ones within my control, I know I'm already working hard to set my record straight.

What about the external factors that are affecting my Finances and standard of living?

My country's economy isn't looking good and the ripple effect it's creating is messing up people's finances. The price level is going through a hyperinflation while our national currency is losing value at a very fast pace. Job insecurity is on the high side and unemployment rate is also increasing.

All of these are the reality that we are facing in this day and time and the way out on the personal level is to make a lot more money. As I try to do that, I'm still trying to hold onto the possibility of building a future that aligns with what my younger self aspired for.

Y'all... We ain't giving up!

Thanks For Not Missing Any Full-stop or Comma.
Thumbnail Image is taken from Unsplash
Additional Image is taken from Unsplash

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best thing is to keep the enthusiasm and never go back. Nice post. Despite all the circumstances we should always be strong💪

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That's really true. There is no going back and that's why I'm trying to stay hard and keep pushing.

Everything will be fine. Hehe

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I think when reality finally hits us after uni days, we have to adjust our expectations and be more realistic on what we want to achieve. However, we should continue to dream big and never lose that inner spark. Future looks bright :)

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That's true. The expectations usually gets adjusted when we start seeing reality for what it is. That have been the case for me. I've had to adjust my expectations although I'm still very ambitious about building something huge in the future

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Right. In a way, reality is negotiable. So we can still build something huge into it based on our imagination.

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For sure, we ain't giving up! We have moved so far in life to that, and because times have changed, we shouldn't let it pull us down.

The country isn't helping matters, and it is very sad. However, there's always a way, and I know you'll find yours very soon.

Hello dearest fashionable dreemer. Happy New Day! I hope you are ready to rock the day because it is a beautiful day. So, please, enjoy the day, and don't forget to smile that billion dollar smile of yours because the world needs to see it. I waltzed in from #dreemport, for I am an amazing #dreemer. An awesomely made #dreemerforlife.

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We all have our dreams. Perhaps, the reason why we are not giving up in the face harsh economic realities is because somehow we believe that yesterday's dreams can still come to pass.
I came in from #dreemport.
#dreemerforlife

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True. The Believe that tomorrow will be better is exactly what's keeping us. Sometimes, it feels like a naive approach. But I know that good things will surely happen for us.

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I am so sorry that things are difficult times there. What is your country? I read things like this and realize how fortunate we are in western developed countries. I thimk we need to remember more what it could be like.

I wish you much success.

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Hello, Greg. Thanks so much for sharing your thoughts on this. I'm from Nigeria and I write about something like these, once in a while, for people to know how rough life is in this part of the world.

We all try to survive each day and it's not easy when you are breaking yourself in half and still feel like your hardwork is not yielding result. That has been my experience since so many years.

I'm still working hard each day because I don't want to lose myself. But, it would be really nice to be Blessed in the things I'm doing. Hehe.

Thanks so much for your comment.

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I am grateful for your post. I learned some things. Best of luck, and stay in touch man.

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