ZapFic Monday: Bill Smith's Big Win

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This week's Zapfic prompt in the Freewriters community is "Premium"

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Image by 61015 from Pixabay

In 1978, Bill Smith bought £100 of Premium Bonds. For 45 years, they won just one £25 prize.
Then a man came to the door. He said, “You’ve won the million pound jackpot !”
Bill was so shocked he dropped dead from a heart attack. What a shame.

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I managed to hit exactly 240 characters again 😁

As background for anyone from outside the UK, Premium Bonds are a government saving scheme that has been going for years. Instead of paying interest, there is a monthly draw by a computer called ERNIE. Most of the prizes are quite small, but each month there is one jackpot prize of a million pounds. The odds of winning are pretty astronomical !

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For any of my friends (or anyone else, for that matter !) who reads this and fancies giving it a try, it's really fun and thought provoking. The rules are really simple;

  • The Freewriters Community has a Zapfic post with a writing prompt every Monday
  • Your response must be posted within 3 days in the Freewriters Community.
  • Please post a link to your entry in the comments section of the prompt post
  • Please use #freewritehouse and #zapfic tags.
  • The important one - YOU MUST use a word/character counter (if you search for word counter on the internet or in your phone's app store you will get a big choice!) wordcounter.net and include a screenshot. Entries without a screenshot will NOT be valid.
  • Please use the prompt provided as you see fit (use your imagination)
  • Try to tell a complete story if you can!
  • The story should only be up to 240 characters long (including spaces, punctuation etc).


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3 comments
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I really like the way you give the backdrop to the story, helping us understand what was written in the 50 words or less story

I never knew of premium bond.

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Thank you ! Premium Bonds are a real oddity, and I think the way they are done is peculiar to the UK. They've been going for decades, and the actual rate of return isn't particularly great, but having a small chance to win a million pounds gives people the chance to dream.

Of course, when they were first introduced, a million pounds meant you'd never have to work again and would have enough to live in luxury for the rest of your life. Now, it's still a big chunk of money, but inflation over the years means it isn't life changing in the same kind of way.

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Why now?
That's so sad, you'd better get up and enjoy the jackpot.

Nice short story dear.

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