Concurso comunitario Ladies of Hive n.° 264: Una decision por mi salud....Esp-Eng.

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Una decisión realmente es no dejar que las cosas me estresen porque si me enfermo a causa del estrés sera peor y debo pensar en que aun mis hijos están bajo mi dependencia.

En agosto me vi en una dura necesidad de solicitar algunos prestamos de dinero, que como sabemos la mayoría de los que somos de Venezuela, que nos han dolarizado a pesar de que mi salario de jubilada como maestra es en nuestra moneda local.

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El préstamo era para cubrir en parte un problema de salud de mi mama, que gracias a Dios todo esta bien, pero quedan las deudas que saldar, tres vecinos me prestaron, logre como quien dice pagarle completo a uno de ellos, a los demás les he ido pagando lo que llaman los intereses de mora, pero justo ahora que cuando necesito comprar dolares para saldar las otras deudas se me ha hecho muy difícil y es algo que de verdad me ha alterado los nervios, que tenia días que no podía dormir.

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He estado pagando los intereses que me permitieron hacerlo en la moneda local, pero el préstamo en si debe ser en físico, en dolares, pero últimamente la gente porque se les ocurrió ahora vender dolares a la tasa que hay en Binance, que ni saben como es eso, yo lo se, porque mis cambios los hago por ahí.
Imagínense que 10 dolares son 3.300,00 porque los venden a 330 bs, que a veces ni en Binance están en ese precio.

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Pero cuando he querido que no me queda de otra que comprarlo a ese precio, me sale un imprevisto, como lo es el comprar alimentos, porque primero que todo la alimentación para ellos y yo.

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Pero el grado de ser responsable en mi, porque podre de repente llegar tarde a un lugar, pero no afrontar mis deudas, pagarlas no, porque cuando necesite encontré, es mi deber pagar.

Que quisiera hacerlo antes de terminar este año, pero por lo menos salir de una primero la de menor costo y seguir con la otra, que tuve buscando en mi mente que otra cosa podía hacer para salir de esta situación, entonces he estado buscando y decidí hacer ventas de empanadas y pastelitos en mi casa.

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Estoy esperando un dinero para invertir, que se no sera a la primera, pero me mantendré por los menos hasta salir de deudas y luego seguirlas haciendo, porque me gustaria estar activa en otra cosa, un dinero extra no esta demas.

De seguro cuando empiece de mi emprendimiento lo sabrán por aquí en esta plataforma.

Para quienes se tomaron un tiempo en leer, muchas gracias, si desean participar aqui esta el enlace del consurso:https://hive.blog/hive-124452/@ladiesofhive/ladies-of-hive-community-contest-264

Portada editada en Canva. Imagen Pixabay

Cada imagen con su respectiva fuente de uso gratis.

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One decision I made was to not let things stress me out because if I get sick from stress, it will be worse, and I have to remember that my children still depend on me.

In August, I found myself in dire need of requesting some loans, which, as most of us from Venezuela know, have been dollarized even though my retirement salary as a teacher is in our local currency.

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The loan was to partially cover a health problem my mother had, which, thank God, is now fine, but there are still debts to pay off. Three neighbors lent me money, and I managed to pay one of them back in full, so to speak. I have been paying the others what they call late fees, but right now, when I need to buy dollars to pay off the other debts, it has become very difficult, and it is something that has really upset me, to the point that I haven't been able to sleep for days.

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I have been paying the interest in local currency, but the loan itself must be in physical dollars. Lately, people have decided to sell dollars at the Binance rate, which they don't even know how it works. I know because I do my currency exchanges there.
Imagine that $10 is 3,300.00 because they sell it at 330 bolivars, which sometimes isn't even the price on Binance.

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But when I've decided that I have no choice but to buy it at that price, something unexpected comes up, such as buying food, because first and foremost, I have to feed them and myself.

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But the degree of responsibility in me, because I might suddenly arrive late somewhere, but I won't face my debts, I won't pay them, because when I need to, it's my duty to pay.

I would like to do it before the end of this year, but at least get out of the one with the lowest cost first and then continue with the other one. I had been thinking about what else I could do to get out of this situation, so I've been looking and decided to sell empanadas and pastries at home.

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I'm waiting for some money to invest, which won't be right away, but I'll stick with it at least until I get out of debt and then keep doing it, because I'd like to be active in something else, and extra money doesn't hurt.

When I start my venture, you'll definitely hear about it here on this platform.

For those who took the time to read this, thank you very much. If you want to participate, here is the link to the contest:https://hive.blog/hive-124452/@ladiesofhive/ladies-of-hive-community-contest-264

Cover edited in Canva. Pixabay image

Each image with its respective free source.

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You’re carrying so much, yet still pushing forward with so much strength. Starting your own little venture is a brave and smart move. I’m glad your mom is better, and I hope things get easier for you soon.
!LADY

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I can understand the ease and dangers of assuming debt. Some debts are necessary in life. It's wonderful that you have friends willing to loan you in a time of need. The kind of friends that we would do our best not to disappoint. I can imagine the difficulty in borrowing cash in a poor economy.
I've got through a personal reset of my life by being financially responsible because my trajectory forecasting me into serious debt I will not be able to get out of. That was many years ago. Thanks for sharing @zhanavic69

!LADY

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