RE: LeoThread 2025-04-14 15:57
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What is the best, most reliable, physical crypto card available to US users?
Looking to run a few experiments and hone in my living on crypto recommendations.
I've made it 10 years without needing one of these, so I'm actually kind of ignorant about it! 😅
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1/ I use the crypto.com debit card mostly for small daily spend. I keep a balance of about $20. It spends from USD that is preloaded. You top up with cryptos, PayPal, or debit card. I prefer this as I keep just enough cash balance to pay for what I need, just in case the card is compromised. Depending on your preference, you can upgrade by staking for cash back paid in CRO. Mine is currently getting 2% cash back. But they have some merchant categories that don't get any (utilities, government, gambling, etc. . .).
2/ I also use the Coinbase debit card on occasion. This card allows you to choose which crypto balance to spend from directly, including DASH. They instantly convert to USD as you spend. It pays 0.5% cash back in your choice of BTC, ETH, USDC, or XLM. The biggest convenience of Coinbase for me is that I have the least trouble transferring USD in and out. They have been known to freeze accounts. But I've had mine since 2014 with no issues. Another convenience is that Coinbase is easy to connect to tax prep.
Fold app has a debit card that spends out of fiat, which you top up from your BTC wallet. You can have USD deposits automatically convert into BTC. The card has cash back rewards in BTC starting at 0.5% for all spending, higher in a couple of categories.
Yeah I'll probably try out the Coinbase one.
I have used the coinbase one but it is KYC
And it works well? I've heard similar good reviews.
KYC is understandable. I've made it 10 years without needing anything like that, but I'm looking for foolproof fallbacks so I can more accurately recommend that other people live on crypto.
works great.
Cool. I've been in customer support hell with Coinbase this last day haha