RE: Finding new ways to earn interest.
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I think fintech apps are at least doing better in this front than Tradfi banks. I just want the flexibility of having access to my funds whenever I need them, in terms of interest rates, I'm okay with at least a single percentage use if the funds are for short to medium term use.
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Fintech is helping the situation a lot. At least now there are some options out there to make it more competitive and you can move your money very easily between apps and accounts.
I use revolute to save and invest but that bunq app looks like a good option as well. One that i will research at least.