RE: I had to make FOUR phone calls to my bank to buy a Mac!
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Hah! Terrible experience, wow, I would have been mad!
So first of all, why didn't you use your Crypto.com card ? I've had a Ruby one (350€ in CRO staked for 6 months), I reviewed it here (bilingual post in FR and EN). I was so satisfied with it that I've upgraded to the next tier and got a Jade card (3500€ in CRO staked for 6 months). I reviewed this one here.
In the comments, you wrote that you have the lower tier (Midnight Blue) yourself. I use my banks app to do an instant transfer of money from the bank to the Crypto.com account, then I load the card and I spend with ease, all within 3 minutes (SEPA Instant transfers).
But I do that because of the cashback, not because my Luxembourg bank is as difficult with my money as Barclays. The other day I used a normal VISA card issued by my Luxembourg bank to buy an Antminer S19k+ on Amazon (2K€) and it went perfectly well, no problem for the bank. So perhaps consider moving to Luxembourg ? 😁
Ohh OK that's something I didn't even consider, you know! Didn't even occur to me, I wasn't aware the CRO staking was so relatively cheap! I might just have to look into that!