Putting all HBD in savings

On 5 March 2024, I decide to put $7,123.37 into HBD savings.

In 6 years, I will have $23,651.

In 15 years, I will have $143,011.

That is assuming the 20% interest.

Saving 7123 at 20 percent per year is akin to saving 49379 at 2.88% per year.