RE: What is the appropriate APR for HBD savings according to you ?
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These discussions are only happening because the price of HIVE is falling and also because many people think that this APR is hindering second-layer projects. But will adjusting the HBD APR change the price of HIVE? In my opinion, somewhere between 15% to 20% is fine.
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In some way, HBD is backed by HIVE debt... So there is a direct correlation between them... If HIVE would get hundreds of new users per day, buying and powering up HIVE, we could have HBD APR at 30%! 🙂
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