RE: LeoThread 2025-07-18 22:48
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High rates hurt borrowers. You do not need to be a borrower and borrowing forconsumption is not the way to a stable financial position. If you need to borrower for investments such as rental real estate or starting a business then you just need to make sure the ROI is enough to compensate
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Fair point, but for a lot of folks, borrowing isn’t a choice—it’s survival. High rates just pile on more stress when they’re already stretched thin. ROI math doesn’t help if you can’t even get started.