Ripple’s Global Takeover: 75 Licenses and Counting as EU Greenlight Sparks New Era
Ripple Expands Strategic Dominance with New European Union Regulatory Milestone
In a decisive move to solidify its presence within the European financial ecosystem, Ripple has officially secured preliminary approval for an Electronic Money Institution (EMI) license from Luxembourg’s Commission de Surveillance du Secteur Financier (CSSF). This landmark achievement, announced in mid-January 2026, serves as a "green light" for the blockchain leader to scale its sophisticated Ripple Payments infrastructure across the 30 member states of the European Economic Area (EEA).
The approval in Luxembourg is not merely a regional win; it is a gateway to "passporting" services under the EU's Markets in Crypto-Assets (MiCA) regulation. This allows Ripple to offer regulated payment services, including the integration of its RLUSD stablecoin, to institutional clients throughout Europe. Monica Long, President of Ripple, emphasized that the EU's clear regulatory framework provides the necessary certainty for financial institutions to transition from blockchain pilots to full-scale commercial deployment. By unlocking trillions in "dormant capital," Ripple aims to modernize legacy finance into a digital-first future.
This European success follows closely on the heels of Ripple securing dual EMI and crypto-asset registrations from the UK’s Financial Conduct Authority (FCA). With these latest additions, Ripple’s global regulatory portfolio now boasts more than 75 licenses and registrations. This extensive footprint includes 43 money transmitter licenses in the United States, a Major Payment Institution license in Singapore, and pivotal approvals in Dubai (DIFC) and the Cayman Islands.
The company is strategically positioning itself as the most regulated infrastructure provider in the industry. Beyond licensing, Ripple is actively integrating its technology into the core of traditional finance. A prime example is the recent $150 million financing deal with LMAX Group, aimed at accelerating the utility of the RLUSD stablecoin within institutional trading environments. By combining a compliance-first approach with robust liquidity solutions and best-in-class custody, Ripple is bridging the gap between decentralized technology and the trillion-dollar institutional market, ensuring that real-time, 24/7 cross-border settlements become the global standard.
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