Penny-Pinching & Naira-Nudging: Our Global Quest for Savings!
Hello hello, Hive fam it's @tengolotodo the male half of @mmonline here.
Today, my brain feels as empty as my wallet after a particularly enthusiastic supermarket trip earlier, but I did buy a couple of beers, so am all refreshed and raring to go!
My empty wallet got me thinking about money – specifically, saving it. Today is Saturday and traditionally that is our Saturday Savers day, although we haven't been saving ....
Let's face it ... Saving .... It’s a universal fluffing struggle, isn’t it?
Whether you’re dodging the cost-of-living crisis here in Kirkcaldy, Scotland or navigating the bustling markets of Kaduna, that kobo (or quid!) can be a fluffing slippery wee devil.
Now, over here in Bonnie Scotland I @tengolotodo I have been muttering away about cancelling streaming subscriptions I "forgot" about. I am making my own sandwiches for work instead of buying a fancy meal deal.
The sheer agony of bypassing that glorious smell of fresh coffee for a lukewarm mug from home – a true test of character, I tell ye!
We're practically knitting our own jumpers to avoid the heating bill. I already make my own hats! Every little bit counts, especially when a pint of beer now costs more than a small country's GDP.
Meanwhile over in sun drenched Nigeria, @deraaa is likely chuckling at how my UK antics seem lame. Well chuckling is the polite word! Saving money there isn't just a lifestyle choice, it's an art form passed down through generations.
Saving is the strategic haggling at the local market until the vendor thinks you're family. It's where every light switch being turned off the moment you leave a room – "Are you trying to light up the whole street?" The irony here is that so often there is no light to turn off, it was not brought since yesterday!
Saving is making sure every scrap of yam, every last grain of rice, finds a purpose beyond the trash can. Leftover jollof? That's tomorrow's breakfast, lunch, and maybe even a midnight snack!
Did you know that some people don't eat leftovers? I find that fluffing ridiculous, one of the best meals are from leftovers, when the sauces have had a chance to marinade overnight!
Fluffing delicious!
But seriously, whether we're meticulously planning our week's meals to avoid takeaways, or chasing down that neighbour who "forgot" to pay back the loan from last month's susu contribution, the goal is the same...
We’re all trying to make that money stick around a little longer.
It's a hilarious but too often a fluffing frustrating but entirely necessary journey.
So, tell us, what's your most ridiculously effective (or gloriously failed) money-saving tip from your corner of the world? Share the laughter, share the struggle!
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I like to save. I've been doing it since I was little. But I save to spend: I saved to buy a car, to go on a trip, even to study outside my city. My parents taught me the benefits of saving and working. In order to have things, I had to work: washing the car, cleaning the roof, fetching water. But how do we save when money is tight? By doing just what you say: making the food we're only going to eat, and if there's any left over, saving it for the next day; buying second-hand things and spacing out nights out. In Venezuela, it was normal that when a party was held, the host put everything: food, drinks. Now it is customary for the guests to help with the celebration: bring a bottle, something to eat, etc. There are always ways to save and if you do it little by little, we hardly notice. Greetings
Hmmm, in my old "worker" life i hardly made enough to even get the chance to save... then i left that all behind, went onto the road, living on "exchange" for what i can give for the best of the folks around me. That's 12 years now and i couldn't even imagine to go back to other ways.
For the "making money online" like here on hive i just can say... without a bank account there is no way th€$e "pennies" could be taken out. So, since my beginning here on the blockchain i give it to folks in more need, not yet able to leave the system behind like i did.
...there IS another way humans can live together, i live it !
Exchange is such a cool thing. In the villages here it would be practised to a degree. The days when people talked to each other and over. It also highlights that communities are now fragmented.
I see savings in the aisle of pre-packaged meat at the supermarket. If there's a pre-packaged "about a kilogram" of chicken at $10.97, and one next to it at $10.84, I'm buying the one with the lower price.
It is fickle, but if I buy one every week, in 30 years, I guess I'll get a few free :P
Hahahaha, how do feel when you come to realize your Savings is nowhere near what you budgeted for courtesy of a ridiculous Naira devaluation. I was there sometimes late last year. Dani hitting his forehead with his hand, we go again!!! Funny now but painful then. Thank God I re-strategized to meet up.
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