RE: HIVE APR of 73.48%
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True!
Same with USDC, under $500, much bigger APR.
Still, much better than the banks in my area, I mean banks with real offices where I could go visit and enter as a regular customer.
Three of them I checked out, only one has flexible terms, 1% APR, paid once per month.
The other two banks offer less than 1% and that's only if fiat is locked for 2 or 3 years... I guess your banks give better % ;)
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yep, fully agree. I was more thinking towards online banks. It probably depends a bit on where people are located, but the real office banks hardly pay any interest atm...
Absolutely true too! The only one that gives 1% for flexible terms at the moment is a former credit institution that is trying to up its reputation and turn into a reputable bank and attract more clients. Once they do that, I am 100% sure they will turn down on the interest rates and other attractive stuff :)
Happy New Year! All the bests! :)
By the way, the online EU bank I am aware with the best interest of 4%, flexible terms for EUR, paid once per month, is Blackcatcard, it's a Maltese entity. They issue free debit card and have crypto service (BTC, ETH, USDT over ERC and TRC chains accepted) They were connected to Binance Pay for swift top ups but that was canceled last year.
didn't know that one - thanks for the hint!
Welcome :) Let me know if you have any questions about it ;)
I just noticed there is no more bonus tier on flexible EURI earn under 500 in Binance. New Year change, I suppose :D
argh, you're right. I think the regular ARP increased slightly. IIRC, it was 1.55 the last time I checked, now I see 1.71% - still far from the 8% though...