How a New Phone on Installment Made Life Easier for My Family
I recently bought a new phone on installment because I couldn't afford to pay for it in full. I really needed a phone, but I didn’t have enough money to purchase it outright. The installment plan allowed me to get the phone now and pay for it over time.
With this method, I can allocate my budget for various needs. It allows me to pay for my children's school fees and invest in developing my chicken breeding business. This flexible payment plan helps me manage my finances while taking care of both personal and business expenses.
I used to avoid buying things on installment because the price could end up being 40% more expensive. However, with a 12-month payment term, I can manage my financial needs more wisely. The ability to spread payments over a year allows me to budget better and still get the things I need without overwhelming my finances. Although the total price is higher, it gives me flexibility to handle other expenses while meeting my financial obligations.
My mindset changed after facing financial hardship. The need for a new phone became undeniable. Communication has become much smoother now, and having a reliable phone is essential. While it was a challenge to afford, I realized it's necessary for staying connected and managing daily tasks efficiently.
Besides that, I can handle many tasks more efficiently, and my daughter greatly benefits from the new phone for her schoolwork. It helps her access online resources, complete assignments, and stay organized, making her studies much easier and more manageable.
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