27% of Koreans aged 20–50 hold crypto, 70% eye more investments: Report

According to a recent report by a financial research institute, 27% of South Koreans aged 20 to 50 currently hold cryptocurrency, with their crypto investments making up about 14% of their total financial assets, roughly 13 million won on average.

The report highlights that 51% of people in this age group have experienced virtual asset investment at some point, indicating a broad interest in crypto.

The age distribution of crypto investors shows that those in their 40s lead participation at 31%, followed by people in their 30s at 28%, those in their 50s at 25%, and 17% in their 20s. Males constitute 67% of investors, more than double the female share.

Importantly, 70% of these investors plan to expand their crypto holdings in the future. Many view cryptocurrency as a key component of retirement planning, with 78% of respondents in their 50s using crypto to gather funds and 53% preparing for retirement through crypto investments. Motivations for investing now include growth potential, diversification, and structured savings plans.

Additionally, 42% of respondents said they would invest more if traditional financial institutions played a larger role in crypto markets, and 35% cited stronger legal protections as factors that would boost their confidence.

This data reflects a maturing perception of cryptocurrency in South Korea, shifting to a strategic investment approach.

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