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The Ultimate Ranking of AI Tools to Get Rich in 2026

As we approach 2026, the landscape of AI tools offers unprecedented opportunities to scale businesses, generate income, and build lasting wealth. With over 500 AI tools personally tested by Martell Ventures — an AI incubator launching a new company each month — the creator of this ranking has curated a comprehensive list to help entrepreneurs discern which tools are worth their time and investment, and which are better left untouched.

How the Ranking Works

Tools are categorized into tiers based on their potential to create sustainable, measurable value:

• S Tier: Non-negotiable essentials for the future.

• A Tier: Widely used but not yet universally imperative.

• B Tier: Niche assets with valuable applications.

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• C Tier: Limited ROI; useful in rare cases.

• F Tier: Flashy but offer no real long-term value.

S Tier: The Future Non-Negotiables

1. ChatGPT

Arguably the most influential AI tool of our era, ChatGPT from OpenAI dominates the market with over 700 million weekly users. Its versatility—ranging from writing and coding to automation—makes it essential for any serious entrepreneur. With continuous updates, an extensive ecosystem, and undeniable market dominance, ChatGPT sits at the very top of the ranking. If you're not leveraging it, you're leaving money on the table.

2. Granola.ai

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Granola stands out by recording calls silently on your end for automatic note-taking, recap generation, and task extraction across all major video platforms. Its ability to streamline meeting documentation makes it a must-have, especially for teams that rely heavily on virtual meetings. Given its popularity among tech-savvy professionals and AI experts, it's a clear winner and a mandatory tool.

3. Your.com

Specializing in voice and phone call automation, Your.com is transforming how businesses communicate. It automates inbound and outbound calls, qualifying leads, and even outbound sales efforts. Its relevance is predicted to increase as voice interfaces become the norm, making it a solid long-term investment.

4. Zapier

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A long-standing automation powerhouse, Zapier links over 6,000 apps for seamless workflow automation without code. Its foundational role in modern operations is unparalleled, and its recent integration of AI makes it even more indispensable. Its versatility and robustness secure its place in the S tier.

5. ChatGPT is in the S Tier.

It’s impossible to ignore its profound impact—use it, learn it, and make it part of your business DNA.

A Tier: Widely Prominent, Yet Not Universal Necessities

1. Gum Loop

A visual AI workflow builder that simplifies automating complex processes like finance and recruiting. While it requires a bit more familiarity, it's highly effective for niche automation, especially when Zapier isn't enough.

2. Lovable

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Targeting non-technical users, Lovable enables rapid app creation based on AI prompts. The future lies in disposable, department-specific apps, and Lovable makes this accessible. Entrepreneurs can generate significant income by building and selling these custom apps, often charging thousands per project.

3. N8N

An open-source alternative to Zapier, favored by technical users who value transparency and customization. Its free, self-hosted nature makes it attractive for rigorous, technical automation workflows, at the expense of a steeper learning curve.

4. Hey Jen

A cutting-edge AI avatar video creator for training, marketing, and explainer videos. It streamlines content production and scaling, making it a good choice for agencies and content marketers.

5. Gamma.app

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A dynamic presentation and report-generation tool that acts like a full-time designer. Its ability to craft visually compelling proposals and pitch decks makes it a vital asset for client-facing businesses, earning it a high ranking.

B Tier: Valuable Niche Assets

1. Leonardo.ai

Generates concept art and branded visuals. Particularly loved by designers, its style flexibility makes it a handy creative tool for branding and branding ideation. However, its niche appeal limits widespread application unless you're in design-heavy industries.

2. Notion AI

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Embedded within the popular project management platform, Notion AI assists in note-taking, writing, and organization. While useful, it’s unlikely to generate direct income unless you’re setting up complex workflows or offering Notion-based consulting.

3. Buddyro.ai

A company-state-of-the-art in AI-powered knowledge bases or client support. It reduces support costs and improves client interaction, making it highly valuable for customer service automation.

4. Lost in the crowd?

Other niche tools like Tape.ai or specialized voice assistants might fit here but generally serve very specific needs.

C Tier and Below: Limited ROI, Niche or Obsolete

1. Fixer.ai

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An email AI assistant that sorts and categorizes inboxes. Useful for productivity but unlikely to be a revenue generator or long-term asset.

2. Notion AI

While helpful, it’s not a money-maker—more of a productivity booster than a profit center.

3. Apple Intelligence

Announced with fanfare but consistently underwhelms compared to competitors. As a result, it's rated F and best avoided until Apple brings substantial innovation.

The Bottom Line: Prioritize and Habituate

Actionable Advice: Focus on one or two tools that excite you and jump in. Install, set up, and consciously develop a habit of integrating them into your daily workflow over the next two weeks. Long-term success depends on consistent use.

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Pro Tip: For those serious about leveraging AI at scale, the creator offers an internal Operating System—an AI workflow blueprint for automating every business department—available as a free download via a link or QR code.

Final Thoughts

While the AI toolkit landscape can seem overwhelming, strategic adoption of the top-tier tools promises significant ROI. From conversational AI like ChatGPT to automation giants like Zapier and innovative support solutions like Granola.ai, the keys to wealth in 2026 lie in choosing the right tools and integrating them into everyday operations.

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Remember: The future is AI-driven. Start with one or two tools that resonate with your business model, embrace the habit of usage, and stay ahead of the curve. The smart money is already investing in these AI assets—don’t get left behind.