End of the month report - June 2025

Total portfolio: £123819 (-441)

Here we are at the half of the year, checking the numbers. How am I doing? Let's see:

Debt: 294 (+294)
External funds: ZERO
Car: No
Net Worth: £123525 (-735)
Investments UK: £68456 (-3297)
Investments overseas: £1500 (+111)
Cash: £15120 (+611)
Pension: £38239 (+1977)

Passive income: £573 (22.71%)
Savings rate: 23.30%

Side hustle 2 profit (Royalties): £ 4
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £485 (All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£0

Projects to follow up in 2025:

Hive - 22.00 % completed (generated $180 this month)
Across - 32.80 % completed (generated $103 this month)
Shares Account no.1 AJ Bell 10K - 20.05 % completed
Shares Account no.2 Freetrade 10K- 19.88 % completed
Cash 20K - 75.60 % completed

All the special projects are going well, 20% or more of it achieved, with the next aim of 25% for all of them to be completed. Crypto went a bit down this month, both in total value and profit, only 485 this month, which is the average really for this year, but previous month I was lucky with a nice 1400 as an one-off. The emergency fund/ cash fund is growing up nicely, but I have the feeling that some emergency is coming soon, as I may need to rent a new house by September. I am working to clear some debts, as I paid for a holiday with Paypal, and now I am slowly paying it back. Not much left, I should be back to zero debt next month. On the Freetrade account I start to buy some UK Treasury Bills, as they pay some nice 4.16% interest monthly. I can live with that. I have also got some more Black Rock shares, as they pay dividends every 3 months. With these two options BlackRock shares and Treasury Bills, I aim to build some monthly income in the next 7 years. Hive and Across are already generating small incomes monthly, with the aim of £1000 each per month. I know I started late, but I do hope to reach my FIRE target by the time I am 55.

What are your strategies to achieve financial freedom?

Posted Using INLEO



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