RE: My Plans for This Year and How They Will Change My Life
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Budgets are important and even on a low income it will help.
Start with the lowest amount you have and build your budget around that amount.
Include all your expenses including fun and extras.
When you have fatter months you can squirrel more away for the times you struggle.
This helps balance things out a bit more.
Be strict keeping to your budget and cut back on things you do not need, we often pay for things that really could be reduced if we are honest with ourselves.
Budget's are a great way to track our expenses, we often buy things that cause us to spend more than we realise as well.
I hope your financial situation changes for the better soon.
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