RE: LeoThread 2025-03-15 16:09

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Ripple is a payment network designed for fast, secure cross-border transactions, while XRP is its digital asset used to streamline and lower costs for these transfers



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XRP is centralized? Is it even considered a cryptocurrency?

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XRP is indeed a cryptocurrency—it uses blockchain tech. However, Ripple does hold a large portion of the supply, which leads to debates around its centralization versus other more decentralized coins

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