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The year is coming to an end, and while some people are happy about being able to meet their goals of financial freedom, savings, investment, and being able to afford the lifestyle they want for themselves and family, some others feel sad about not meeting the same goal, which has them reflecting on what they did or did not do right, it is important to note that aiming towards financial freedom is not something that happens suddenly, unless maybe you won a jackpot, which we all know doesn't happen every time, the quest for financial freedom is more like a journey aiming towards a destination, during this journey, there are certain lifestyles we must adopt to achieve our aim, and the truth is the journey never really end, it only gets better, because the more wealth we have, we often want to go beyond our current position, it is essential for us to adopt these lifestyle/ habits, to make the new year a more fruitful one for us all. So stay tuned as I take you through habits we must adopt to reach the financial freedom we desire.

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SET YOUR GOAL RIGHT

it is not enough to just desire to be financially free, you should have an aim, that is specific, time-bound, and achievable, for instance, where do you wish to see yourself in the next 3 months, what amount do you wish for your savings to grow into? what are the things you wish to invest in, when you have a target you need to reach within the time you have set for yourself, you become focused because your goal is clear and precise, you make sure to work towards achieving your goals, and every mile you hit, opens you to bigger opportunities, more confidence in yourself and with time, the financial freedom you seek, becomes a reality.

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SAVINGS

You can't have the desire to be financially free and not have the habit of saving, as this is a very essential part of very successful businesses or individuals we see today, the little or big earnings you gain now, always make sure to allocate a certain percentage to savings, staying disciplined and consistent, you should also allocate savings for an emergency, known as emergency funds, Saving is not hard as most people think, these days, we even have apps that help us save automatically, all you need to do is set it the way you desire, and the app does the rest, so the excuse of forgetting to save is not one anymore, our earning most times can't help us achieve our dreams, but savings can take for example a man desires to start a business for more income in addition to his job, he needs capital, right, instead of getting loans and ending up in debts, his capital can suffice from his savings over time, so if you haven't, start cultivating the habit of saving.

BUDGETING

are you the type that goes on a spending spree, as your earning comes, without considering what you really need and want, budgeting helps us monitor the inflow and outflow of our money, when we take the time to budget, it is easier to identify what drains our income fast and leaving us with nothing to invest or save with, but with budgeting, we easily identify them and take them off, or run and opportunity cost, to separate your needs from your want, no spending spree, rather you live by your by your budget and have extra money left for saving or investment.

INVESTING

The benefits of compound interest/ investing are mostly overlooked by many, in the crypto verse, taking our very own Hive blockchain as an example, while some people stay away because of the bear market, complaining of Hive price and some other token prices being too low, others take advantage, buying and holding as much token as they can, waiting for the bull run, which has made a lot of guys wealthy, they took advantage of compound interest, our finances are more enjoyable when it gathers to a huge amount rather than spending every little earning we get, always make sure to do your research well before investing in whatever project, and it is also advisable to diversify your investments as the risk is easy to bear, if one doesn't work out, the other night. you don't need to have a very huge amount before you invest, you can start with the little savings you have, just make sure to do your research well, and ask questions, before investing.

LIVE BELOW YOUR MEANS

Even with the current inflation hitting most countries hard, it is surprising to know that many people still don't know how to adjust their lifestyles to avoid going into debt, they still aim to live their lives to impress others and end up falling into the pit of debts, if this looks like the lifestyle or path you've been following, stop it! learn to adjust, live below your means instead, and learn DIYs, as it will help you save cost most, I even adopted having a little garden in my compound where I can easily get fast-growing vegetables, instead of buying the expensive ones at the market, apart from saving my money. it is also for me to grow my veggies as it is preservative/ chemical free. Find what works for you to help lessen the pressure from your peers and also from inflation and lead a more financially free life.

CONCLUSION

Financial freedom Is achievable and not a rocket science as most people perceive it to be, it's about setting your priorities right and living a lifestyle that aims at achieving the goals you have for yourself and your family, through savings, investment, budgeting, and not living above your means, no doubt, all of these requires some sacrifices from us, would you rather spend all of your little earning now, living this way for year's and retire with nothing, or would you choose to adopt this lifestyle that would not only help you retire early, but retire well? Make a choice today!

Thank you for reading.❤❤

Posted Using InLeo Alpha