RECURRING EXPENSES I SHOULD CURTAIL TO BE A BETTER VERSION OF MYSELF.

Hi Everyone. Happy New year to Everyone in the Hive Naija Community. I am excited to be taking part in the hive naija weekly prompt again in 2024. Going through the community I discovered the weekly prompt which had amazing topics so I decided to reflect on the recurring expenses I cannot do without which I should do but i find it difficult to.

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Most of us have things we try so hard to curtail in our lives or something we really want to stop but at some point we find it hard to. We tend to spend our money on things that are not really necessary and do not even value us. Personally, I have some things I really want to work towards this year that will help me curtail recurring expenses in my life. Though they're things I cannot really do without, I really have to try my best.

This is another year and reflecting back on last year, i realised it wasn't really a fulfilling year so i really have to be intentional about working on my expenses this year so that i will end this year fulfilled.

Few things i should work on to curtail my expenses;

I have been trying to work on saving for the past year. I haven't really taken time to access the way i use my money anytime i have needs, i just go ahead to meet the need provided i have the funds without even checking if what i want to spend on is even necessary. So this year I really want to be intentional about tracking my expenses by making a budget before spending unnecessarily.

Food is one thing that I have really spent money on for the past few years. Food and junk are things I just cannot do without perhaps we need food to stay healthy. But in my case i eat out mostly because of my tight schedules from workplace to school, sometimes to church and back to workplace so i really don't have time to cook. Meanwhile cooking on my own will really help save a lot of cost. I am a great foodie. I tend to eat anytime I am hungry and as we know eating out these days costs a whole lot of money. But this year i will try as much as possible to start doing most of my cooking at home and this will help curtail my expenses and save a lot of money

Another thing I know I spend greatly on and I cannot do without is sewing new dresses for occasions like child dedication, marriages in particular, conferences. I have lost count of the number of weddings i belong to asoebi as of last year and I realised that I have spent a whole lot of money always wanting to look good from the Make up, getting gele and tying gele with cloth sewing. This has really been costing me fortunes. They are things I could do without but most times it looks difficult. This year I will really be intentionally curtailing the way I spend money on this. The funny part is that after sewing these dresses I wear them just once and end up giving it out. I know it's hard not to belong to Asoebi and not look Good so I will try and curtail the number of Asoebi I will belong to this year.

These are the few expenses I will really have to curtail and be more conscious of because they certainly take a whole lot from me. There are things I really can't do without but I have to be mindful of how I spend them but spend more on things more important so I can become a better version of myself.

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