RE: Term Insurance is a Key to Financial Stability?

Been thinking more seriously about long-term financial security lately, especially after reading that breakdown on how term insurance can really anchor your safety net. Since I already use Allstate for car coverage, I figured looking into their life insurance might make sense too. But going through allstate reviews gave me a different perspective—people shared issues with policy transparency, billing surprises, and slow responses. It made me rethink whether bundling everything with one provider is the best move or if it’s smarter to keep life insurance separate.