Why Apple's "Too Smart" Security System is My New Favorite Financial Advisor

We are all familiar with the butterfly effect—the idea that a butterfly flapping its wings in Brazil can set off a cascade of events that ultimately causes a tornado in Texas. In my household, the butterfly was a broken smartphone screen, and the tornado was a complete overhaul of our family's telecom subscriptions.

It is fascinating how one microscopic digital hiccup can trigger an avalanche of customer support calls, teenage angst, and surprising financial victories. Here is the true story of how things escalated from a simple phone upgrade to a bureaucratic standoff.

Phase 1: The Corporate Discount and the Missing Password

At the beginning of the month, my eldest son, a 17-year-old who views internet connectivity as a basic human right on par with oxygen, finally received a new iPhone. His previous phone had given up the ghost, leaving him to survive the harsh realities of the digital wilderness using my old iPhone XR for a month. He had to wait because I was ordering the new device through my employer—a move that slashes the purchase price by at least 60%. As a parent, making your kid wait a month to save that much money is simply good business.

The phone arrived the day after I ordered it. Victory! Or so we thought. We were blissfully unaware that unboxing this shiny piece of glass and metal would lead to a complete restructuring of our internet, TV, and mobile data plans.

Transferring data from an old iPhone to a new one is supposed to be a seamless, magical experience. Apple designed it to be foolproof. However, the process requires two specific ingredients:

• Patience (a virtue completely absent in the 17-year-old demographic).

• An Apple ID Password.

Apparently, when he temporarily moved his life onto my old XR a month prior, a new password had been created for some inexplicable reason. He, of course, had absolutely no memory of what it was. And just like that, the digital snowball was pushed off the edge of the cliff.

Phase 2: The Infinite Apple Support Loop

"No problem," you might think. "Just hit the password reset button." Oh, sweet summer child.

We initiated the password reset on February 5th. We submitted the request and received an automated reply stating we would get a reset link in exactly five days. Five days is an eternity in teenage time, but we waited. When the deadline expired, we checked the inbox. Nothing. We tried to log in again, and the system threw us right back to square one: Request a new password.

It was time to call Apple Support.

This is where the technological irony truly shines. The support agent explained that Apple’s security system is actually too smart for its own good. Because my son’s old iPhone XR was still turned on and routinely pinging Apple's servers in the background, the automated security system assumed the user was happily logged in and active.

“Oh, he’s still here! Everything must be fine,” the system reasoned, before promptly and automatically canceling our password reset request behind our backs.

The agent’s solution? We had to dive into the settings and manually block the phone from talking to Apple. We had to turn off the Wi-Fi. We had to dig into the cellular data settings and revoke 4G/5G access for the settings app entirely. Only then would the system believe he was truly locked out.

Phase 3: The Great Data Drought

Here is where the snowball gathers mass.

My two sons shared a collective monthly data pool of 18 GB. Under normal circumstances, this is plenty. However, these were not normal circumstances.

First, my youngest son was away on a ski trip, meaning he was relying entirely on cellular data—less likely for documenting his sick jumps on the slopes, and more likely for doom-scrolling TikTok in the ski lodge. Second, my eldest was now forbidden from using Wi-Fi on his phone to prevent the Apple system from resetting our progress. He was surviving purely on mobile data.

Let me be clear: a 17-year-old boy consumes an unfathomable amount of data. As a father, preserving my own sanity means actively choosing not to know exactly what requires gigabytes of high-speed bandwidth behind a closed bedroom door. Ignorance is bliss.

The waiting game began anew. Remember how I mentioned patience isn't a default setting for teenagers? Multiply that by a week of crippled phone functionality.

After six or seven long days, we checked again. Still no link.

Phase 4: "Just Turn It Off For a Week"

We called Apple Support for the second time. The agent looked at our file and offered their primary solution: Just turn the old phone off completely until the process finishes.

I consider myself a brave man, but I am not suicidal. Looking a 17-year-old in the eye and telling him he is banished from the online world for seven days is simply not a survivable parenting strategy. Today, it’s not just about TikTok and YouTube; school communications, football club updates, and his entire social existence live inside WhatsApp and specific apps.

Option B was slightly more realistic: put the SIM card into the new phone and create a temporary Apple account so he could at least function while we waited. It wasn't ideal, but it was survivable.

Out of curiosity, I asked the agent what would happen if this attempt failed too. The answer was infuriatingly revealing. If the automated system failed again, they could essentially bypass the queue and send the reset link almost immediately, since we had already proven his identity multiple times.

• "Why can't you just do that right now?" I asked. "Procedures," the agent replied.

• Ah, procedures. The ultimate corporate shield. Hopefully, we will finally receive that link today or tomorrow.

Phase 5: The Telecom Plot Twist

This morning, the inevitable happened. We received an email from our provider: the 18 GB data pool was completely dry.

I called the provider to buy a temporary data add-on to survive the rest of the billing cycle. The customer service rep looked at my account and sighed.

• "I'm sorry sir, but you can't add data to this specific subscription. It's a legacy plan."

The only way out of the drought was to upgrade to their newest subscription model. The rep asked me how much I was currently paying.

• "Too much," I replied automatically. I’m that kind of customer.

Ultimately, we were paying €126 per month for home internet, digital TV, and the two shared mobile plans. I braced myself for the upsell, fully expecting the new "modern" plan to cost me €150.

Instead, the rep calculated the new package. It came out to €17 per month cheaper.

Not only am I saving over €200 a year, but the new plan dismantled the shared data pool. Both sons now have their own individual 10 GB data limit. What the eldest burns through in his room no longer sabotages his younger brother on the ski slopes. It is infinitely fairer, cheaper, and better.

And to think, none of this would have happened if my son had just remembered a password.