RE: LeoThread 2025-03-27 17:31

I think this depends on a person's life circumstances. If they have a large family that requires a lot of space in a high cost of living area, then the home may be warranted (and simultaneously act as an investment / long-term asset).

However, since homes come with consistent expenses, I generally would prefer to have more invested in an investment portfolio. It's generally riskier but better for long-term growth.

If you look at real estate growth in the short term (i.e. the past decade), it actually served as a great investment. However, so did stocks!

Ideally, there should be a balance between both, rather than choosing between them.