Wells Fargo Attune Card - cashback for purchases plus charity

Introduction

Its a world of credit cards, isn't it? Anytime you want to check out after making a purchase, paying with a card is always a popular option. Almost all banks issue one type of card or the other. But then, reward cards are becoming most popular as customers receive some form of cash kickback for spending their money. So in this article, we want to take a quick look at a rewards credit card from a well known financial institution Wells Fargo.

The card is called Attunes card and its a credit card that comes with rewards for spending every step of the way. The rewards start flowing in as early as the first 3 months of spending from the card. The most interesting part is that spending from the card also triggers another cool thing - donating for a charitable cause. Lets go into more details.

Attune - a card that keeps giving!

Spend to earn is a revolution that this card is contributing to its growth. Once you start spending from this card, great things start happening. To begin, you get a cash kickback of $100 once you spend at least $1,500 with the first 3 months of activating the card. And that marks the beginning of more rewards. As the customer is receiving their $100 reward, Wells Fargo will also donate $50 to a charity project by Capital link. The project provides solar electricity to power community health-care centers in vulnerable communities.

So users of Attune card are not just spending money to take care of daily necessitates. They are as well contributing to a better society - a better world for people that are less fortunate. This card provides generous reward of 4% on ever purchases made through it. This is no limit to the number of times this reward is paid so long as the holder keeps on spending from the card. All purchases come with some form of reward.

Categories and merchants for Cash rewards

While there are rewards for virtually all purchases, they are all probably covered under 3 major categories - Self care, recreation and green purchases. For each category, there are merchants that have partnered with Wells Fargo for this project. Qualifying for cash rewards would ultimately require purchasing goods or services from partner merchants. So below are the major categories and merchants.

• Selfcare: under this category, all purchases that involves goods or services that are used to care for oneself qualify for the unlimited 4% cashback reward. That includes skincare and beauty products like soap, body cream, perfumes, etc. It includes services like haircare saloons, barber shops and the rest of them. Still other this category are gym subscriptions and massage services. All of these goods or services in which the card is used to pay attracts some cashback reward.

Sample Merchants for the above transactions have been listed by Wells Fargo too. However, they are just examples and are not there as real partners. Some of those listed as examples include Immersion Spa, Palm Beach Tan and many several others. You can see all of them here

• Recreation/Entertainment: Every digital platform through which you have great time falls under this very category. This includes visiting recreational facilities, parks and gardens. It also includes all the Cinema houses and clubs you will attend. If you are a sports fan, this category also covers all the sporting event tickets you will purchase. Just make sure you foot your entertainment bills with the Attune card and you are ready to earn as you spend.

The service provided a long list of examples that fall under this category and also merchants that probably fall under here. Some of the merchants listed include Gerten Greenhouses, Johnny's Selected Seed, and a host of many others. You might want to take a look here for a comprehensive list.

• Green Purchases: Buy any items that heal our planet instead of hurt it and pay with the card for a cashback. Instead of driving your own car, pay for and join public transport. Your bus and train rides, Purchasing of electric bike and solar installations are all under this category. Just make any purchases that contribute to a greener earth and you are bound to enjoy your 4% cashback on these transactions.

Some of the services that are earth-friendly includes charging stations like Electrify America and SenaConnect. Check the full list here.

If you are shopping or paying for other services that does not fall under any of the 3 categories, such transactions still come in with rewards. Instead of 4%, there are 1% rewards for all other purchases. So you are covered even if you want to pay for any other things.

Other things about the card

When applying to open an account in order to use the card, Wells Fargo will like to implement standard KYC procedures. Those that wish to apply would agree to comply with the terms of customer profiling. Since this is a financial service registered in the US, it has to operate under the finance legislation of the states. Below is what Wells Fargo want you to know about KYC:

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify, and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information. source

Finally

If you wish to use a card that pays you back for spending, there are many options. But Attune Card from Wells Fargo is certainly a good option. You must learn more before making a choice. This is just for information purposes. More information is found in the resources below:

Related info

• Wells Fargo Rewards credit cards
• Wells Fargo Attune World Elite Mastercard® Terms and Conditions
  
  
  

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