Invest in your future

One of my younger brothers was telling me about his friend today. he said last year this guy made over 30 million naira and the first thing he did was buy a car that worth 22 million naira and he said today the guy messaged him that he wants to sell his car for a cheaper price because he’s broke now we can’t even afford to maintain the car again, the car collecting money from him so he is planning to sell the car to start up a small business. My younger brother is asking me if I’m interested in buying the car but I said no because I don’t have that kind of money at hand. What concerns me is that we all make such mistakes at a certain point in our lives.

We are always interested in satisfying, our fantasies and all the things we imagine and our urge when will make money. When most people are broke They create wishes in their heads on things that they would like to have and immediately they have access to some money which is the first thing that will try to get. Most people normally justify such decisions by saying what if they die tomorrow. that is to say no one knows tomorrow and they should enjoy what they can enjoy now which is far from the truth. No one indeed knows tomorrow and that is more reason why we should plan for our future because you never can tell.

Things might change

Some people are lucky and this is because they have a good cash flow and unforeseen circumstances do not affect their cash flow, when they make terrible decisions by buying things without investing in the future, they can get away with it because they have good cash flow. They have more money to spend and most time this is not the case for everybody. Most people don’t have good cash flow and when they see an opportunity to make a lot of money they spend it anyhow hoping that they will see more money but that is not the case.

No one indeed knows tomorrow and that’s why we should plan for our future. We can plan by increasing our cash flow because that is the best way we can set up the future, but most people want to live a life of comfort without making some sacrifices first and later affect them. We mustn’t spend most of our money on liability and we should try and get things that put money in our pocket. I’m not saying you should not buy what you like or what you’ve been dreaming about, but it is also important that we buy the things we can afford.

There is nothing bad in making ourselves happy

There is indeed nothing bad in making ourselves happy but based on my experience, there is nothing sadden than being broke and not being able to afford anything. We must take our finances seriously as you are considering making yourself happy you should also consider investing in your future, not spending all your profit now and regret it later. We just have to balance our lives by making ourselves happy and also taking our finances seriously because when you have so much liability in your life when something things happen you might not be able to manage them and you’ll be forced to sell all the properties you have acquired.

Thanks for your time.

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