RE: Can one retire with HBD?
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There is a way, given about 12-20 years to do it, and if HBD interest stays at 12-15 percent
Presuming the crypto cycle holds up, the market will run up every leap year and the year following (like 2024 and 2025). Do well in those years and lock in profits in HBD. 20 years would give one five complete cycles of this.
Focus on Bitcoin and Ethereum, because already you will be on Hive -- those two will almost always do well, with XRP and ADA positioned well in this cycle too
On Hive, work out a schedule for yourself to create quality content and engage HEAVILY with other content creators. Every other day, three times a week, twice a week -- every day if time in life permits it. Those HBD rewards, over time, add up.
Your HBD can fund other things that will help pay for your retirement, so you can do this indirectly, too. This beautiful book on the crypto cycle had its cover and edits paid for with HBD!
https://store.hivelist.io/product/seizing-the-crypto-bull-run-for-financial-freedom-e-book/
I agree with #3. I'm just really having fun putting my content out here and sharing my thoughts. On #4, occasionally, I take profit, though not of a significant amount,from my rewards and put it in a time deposit.