RE: The Fine Print
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Insurance companies will always find ways on not to grant claims as they are losing their business to that. I had an experience to wherein all documentation were given to them but without me reading that small fine print on the brochure my claim got rejected. Good thing that it is just a simple bill that they are covering. But man if they can avoid they will always be and if unavoidable they will just delay.
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Sadly it is our own fault because we are so trusting and just presume, but they genuinely do not care.