RE: LeoThread 2025-04-01 13:00
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Only recurring monthly expenses include utilities, Internet, cell phone, and streaming services—no debt obligations. One key adjustment shifted a $260,000 debt into a net worth of more than $1 million.
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Do tell the adjustment!
I refinanced my mortgage, turning a debt instrument into an investment tool. It wasn’t magic but the result of strategic risk and disciplined asset building, which ultimately shifted my numbers significantly