RE: Trying out an e-wallet powered by AI?

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Very interesting read do make an update for this might try it myself.


Conventional banks in Malaysia are inconvenient (few branches, low interest).


Deposit & safety

Minimum MYR 100 recommended to activate perks.

Savings are insured up to MYR 250,000 (same as banks).


Earnings & rewards

Daily interest (even if very small, like 1 sen).

4% APY “pocket” for growing savings.

1.2% cashback with “PayLater” feature (0% interest if paid next month, but unclear penalty rates if late).

AI features

Can read bill images using AI to reduce typing errors.

Supports JOMPay for utility/merchant payments.


User test

Writer paid a phone bill.

Immediately got MYR 1 cashback.

Waiting to see if daily interest gets credited.


Company background

Parent company was an early 4G telco in Malaysia.

Now focusing on AI, data mining, and data centers.



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Haha you summarise like a chatgpt 🤣

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Yea I always use chatgpt to summarize things so I read it twice and I understand better add or remove somethings to understand better.

But this is good didn't know Malaysia has come this far

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