Life’s Pendulum: Balancing Happiness, Sorrow, and the Weight of Debt
Something new keeps happening in everyone's life, some things happen in our house and some things happen outside the house or wherever we work if I talk about the past 1 year, then 1 year is a very long time and in such a situation many things happen to you but you do not remember every single thing, there are only a few things that you remember and they are very special, we either remember very bad things or very good things, the normal things are remembered very little and we have to put a lot of effort to forget some things. On the contrary, there are some things for which we do not have to make much noise to forget and we easily remember all those things, some things are forgotten but some things are not forgotten even after forgetting. Look, there are many such incidents which might have happened throughout the year but some moments are so special that we remember them and they leave a different impact on us and we also feel like sharing such things with others.
There are many people around us and some people are very dear to us and with some people, we don't even care. See happiness and sorrow keep coming in life and this is a cycle, if there is happiness today then there will be sorrow tomorrow, if there is sorrow today then there will be happiness tomorrow and this is a common thing. Nothing is permanent, everything is temporary, whether it is your loved one or any other thing or happiness or sorrow, nothing remains permanent everything is temporary and after some time we forget the things which do not have half a deep impact on our life.
Well, we all have to make such decisions in our life which we probably do not have to do but sometimes it happens due to compulsion and something similar happened with me too. I took a loan from an online application, it was my compulsion because at that time I was in dire need of money because someone known to us had done something due to which there was a dire need of money at that time. But at that time I was not able to think of any, so I took the help of an online app for money the interest rate there was very high, about 14% and I did not think much about it at that time because I was in dire need of money and I had made a monthly EMI, but everything was going well, but a few months ago I calculated and I saw that I was giving a lot of money to this app in the name of interest, so I was trying to repay the loan as soon as possible and last month I repaid that loan, which I am very happy about, see when you do not have any kind of debt on you, then you feel a different kind of peace and you can freely invest your earned money elsewhere, first of all, if you have a debt on your head, then you are not able to have that much independence.
The same thing was happening to me for some time and the interesting thing was that I had made installments for a very long time due to which I had to pay more interest. So, when I calculated all this, I felt that I was paying a lot of money uselessly, so I decided to finish that loan soon and this decision of mine was quite right and I am very happy that I have completed that loan and now I do not have any debt. Yes, I also have to pay a home loan and money to other people, but I am very happy that I got a small loan and its over now. See, if you are taking a loan, then you should try to pay its instalments on time. If you are not able to do this, then it may create problems for you, but if you are paying the instalments on time, then you may not have to face so many problems.
Many people do not take this matter seriously and they have to pay the price for it when they have to pay more money. If you are taking a loan, then you should try to finish it as soon as possible because the longer the period of your loan, the more interest you will have to pay. See, taking a loan becomes a compulsion for many people and some people take it for their benefit as well because some people take a loan from the bank to invest in a business and then return it too, but some people are compelled to take it, due to which they have to take a loan at a higher interest rate, but whatever the problem may be, I would advise all of you to complete your loan as soon as possible and live a happy life because when you have a loan on you, you have to face some difficulties.
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Translated via Google Translator, The content is original.
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@bhattg
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Hello @bhattg
I agree with every topic written in your post.
There are so many things in life that you have to forget some things to make life easier and some things you have to say goodbye to get something.
Loan is a very bad addiction. Once a person touches it, he keeps drowning in it. If the money is not used or managed properly then it can take the form of huge debt, so all this should be thought about.
I learned a lot from your posts, we all should get a chance to learn like this, so keep posting like this.
Stay connected.
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Thank you so much for your lovely comment. Means a lot.
!giphy thank you so much
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Done @bhattg ✅
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!giphy thank you so much
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Clearing your loan is such a big relief which I can relate to. It’s a great reminder to stay mindful of interest rates and repay on time. That is the more reason I sometimes don't like taking loans. Weldon brother.
14% interest in huge. I think it should be considered seriously otherwise the consequences can be worse. But as much as I know you, you would not take such a decision unless for emergency situation. I think I can guess the reason for what you take the loan although you didn't mention it.
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