Hive blockchain - Building a sustainable financial future with HBD Savings

Regardless if it is a bull or bear market cycle, there is one type of cryptocurrencies that always perform: stablecoins. And for me HBD is the easiest one to make use of as it is right at the core of the Hive blockchain and depositing into Savings is so simple. Deposit, let it produce interest, claim and compound. That's so cool and you can even automate the claiming process with Hive Keychain and simply return and take a look at your stash when you need the yield. Whether you need a recurring earn or building for the future, HBD Savings account is the one that you can go to and make the most of it. I just wished only to be able to exchange HBD to USD or EURO through a single hop, but even if I need to go the extra leg and exchange different cryptocurrencies until I get that out in the real world it is still a more than decent yield to make it worth. For now I just build and in the future I hope the returns will help me with the monthly living costs. Probably not all, but even on some of them would be a helping hand.

Interest growth for my HBD Savings

I have started this year (2025) with an yield in the form of interest from the HBD Savings account in the amount of $61.814 HBD. While that was for January I have succeeded to climb in September to an interest of $75.131 HBD. I consider it to be a good chunk of monthly earnings and my immediate goal is to reach $100 HBD per month. And who knows from there maybe I can set for myself more daring goals, but for now I think that would be a nice round amount. I am trying to build a consistent monthly revenue from stablecoins like HBD that can pay for my recurring cost of life. This should free me from needing to worry about those costs and allow my other revenue streams to be put at better use like improving the quality of life, but also investing in crypto, stocks or real estate.

Why HBD makes so much sense on the Hive blockchain

I've always thought that one of the most underrated gems on the Hive blockchain was HBD. I've been one of many people chasing the volatility and dreaming of catching the next big moonshot for HIVE, but the reality showed me that it is better to want to achieve sustainable financial growth rather than occasional gains. And as I got tired waiting for HIVE next big moonshot, I've turned to HBD which has a proven peg to $1 worth of HIVE and while it lives natively on the Hive blockchain it comes easy to use through a Savings option paying a reliable compounding monthly interest rate. While Hive offers a fee-less ecosystem, HBD plugs directly into it and gives anyone the chance to hold value without worrying about the price swings. For those wanting a steady revenue stream, HBD is the golden gem in my opinion. And while I hold a good stash of HIVE, my investment plan in the next period is to reach a good amount of HBD in Savings to ensure me predictable revenue that I can use for the cost of living.

HBD Savings as a perfect passive revenue strategy

I often think of my HBD Savings account as a type of digital piggy bank. Only, instead of sitting there doing nothing, this piggy bank pays me interest every month much more than a traditional bank would give me (I would say even x3 more). The interest becomes even more through the month compounding effect, which is the real secret of building long-term wealth as Warren Buffett would say. The way I see it, every deposit I make is adding and giving me some more yield having a ripple effect. Over time, those compounds grow into a steady income. This is why whenever I earn any portion of my HIVE rewards in HBD, I tend to move them right away into HBD Savings in order to put those funds at work. That became for me a routine and I love to see my interest grow month by month heading towards my goals.

I’m not trying to get rich overnight with HBD. What I’m doing is building a foundation for the future that will provide me more sustainability. With Hive powering the blockchain and HBD providing a stable and interest-bearing asset, I feel like I’m building something that lasts and that can provide me stable returns. Like others also my ultimate goal is financial freedom, without the need of a 9 to 5 job. I want my HBD Savings to cover at least part of my everyday costs so I can focus on the things that matter: family, community and the projects I care or want to build on Hive or outside of it. Even if it doesn’t cover everything, the relief of knowing that my base expenses are supported by stable, blockchain-based earnings is priceless. Even if I wouldn't engage for an entire month on the Hive blockchain (not that it will happen), I know that my HBD in Savings will still produce for me. And this is why I appreciate it very much.

What about you? Are you into HBD stablecoin or have other investment strategies?

Posted Using INLEO