Staying Within Budget || LOH 169
“These shoes are so beautiful,” I said to myself as I took a peep through the visible glass window of the Mall. It took me a while to hold myself and finally, I walked passed it. The voice in my head kept screaming “Remember your budget” I am certain that voice was screaming in my head because if it was talking I wouldn’t have heard it as the urge to get the shoe was super strong.
Making a budget is important and it is super easy but then the most difficult part is keeping to that budget and staying intact. It is just like making a study timetable, which is super easy as you could just write down the various hours you would study but then the major issue is keeping to that study timetable, can you control yourself and read for the time frame you put for yourself and avoid distractions?
My friend would always say “Money is meant to be spent, no matter the budget you keep, something will come up and you will shift away from that budget” This was the mindset I had earlier. Whenever I try saving, I get to see nicer things and things that draw my attention so I derail from my budget.
Lately, things have changed as I try to stay within my budget and try to look over those things that would make me go against my budget. The question is has it been easy, No it hasn’t but trust me when I say it has been worth it and it is going well. There are two ways I use to stay in check one of which is Self Control
Self-control has to be one thing that has been keeping me intact and within my financial budget. Like I said, before now I was someone who spent on impulse, I just spent without having a second thought and that made me go broke most times and I just trashed every budget I made. Self-control is important. Being able to control yourself from getting certain things. It takes self-control to walk by a shopping center and not spend a dime because you need to stay within budget. Everyone wants to save, but then it takes self-control to continue saving.
Another strategy I use to stay on track with my budget is avoiding impulse spending. Whenever I see things and I am tempted to get it, I have a rethink over and over again. I keep asking myself, do I need this, does it align with my budget and what effect will it have on my budget? These two steps have helped me so well with staying within my budget. They might be difficult to do but with time they would become part of you as a person.
Budget is one thing that is important to keep us on track with our financial life so we have to employ several means that would help us stay within it.
All images used are mine except otherwise stated
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It's very hard to stay on budget, and at the same time it helps to avoid unnecessary spending, most times after spending your money on things that ain't too important you end up regretting blaming the devil.
You are right we always end up blaming the devil 😂😂
@thekittygirl says - Staying in budget is difficult, especially when cute shoes are present! 😂 GOOD FOR YOU, staying strong and walking past them! ✨
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You are so right @thekittygirl 😁😁 Thank you so much
You are so right @thekittygirl 😁😁 Thank you so much
It does take time to build new shopping habits over old ones. I can't deny I love shoes too but after twenty years of work, side gigs, brown bagging, thrift shop used clothing, and public bus commuting my modest home is finally paid off in full. I celebrated by buying one pair of new shoes Lol! I avoided shopping Malls, stopped reading those fashion magazines but did stumble a few times due to Google ads (DANGER!) They will find me/you.

Thanks for sharing the Struggle @beeeee
They have a way of finding us always, thank you so much ☺️
Sounds like you are headed down the right path. Thanks for sharing and have a blessed day!
Oh thank you, have a great week
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I am surprised to hear you still have the luxury to spend on impulse to many that is not the issue.
Self-control is what one needs and I would add to that by setting goals and focusing on them. Each goal of mine has its piggy bank.
People are not the same so in a way, I agree with your friend if it comes to saving and being greedy (to oneself) money needs to be spent. We can not only save for later since we live today. It's good to reward yourself if you achieve something or survive another week.
All the best with your budget. Mine is in my head and in the piggy banks. It gives a good feeling to live without lians and debts.
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That feeling of living without debts has to be the best feeling ever. Thank you for giving your own opinion on this, I’m glad to get a comment like this
That feeling of living without debts has to be the best feeling ever. Thank you for giving your own opinion on this, I’m glad to get a comment like this
Yay! 🤗
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Staying on budget has to be the hardest thing ,with self control I'm sure it's possible.
Most times what I do is carry the exact amount I need with me , that way I wouldn't have anything on me to spend on extra things
I try to do this but then I have my phone😂😂 Transfer!!
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You know that weird feeling you get when you walk into a mall and you see a lot of expensive stuff despite knowing you don't have enough to get those things, you find yourself checking the price tags to see if you could still work some magic, squeeze your wallet a little probably you will still be able get some amount. That intense feeling is what I call the inner devil 😂
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😂😂😂😂 inner devil you are sure right. At that point you just want to get it
Without discipline we cannot achieve anything.I use to be an impulse buyer myself, sometimes I'd spend money on what i don't need while what i need is piling and unattended to. this makes me spend over and i knew i had to call myself to order. Thank you for sharing.
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You are right, being an impulse buyer is a terrible thing really