How My Favorite Hair Cream Taught Me My First Finance Lesson / Supply and Demand[Eng-Spn]
Hello Hive members and members of the new Tradfi community. I'm doing very well and I hope you're all having a wonderful time with your families.
Recently, a user named hurtlocker created this community called Tradfi, where I'm posting.
A few days ago, I read their post https://peakd.com/hive-143901/@hurtlocker/the-beginning-tradfi-on-hive where they talk about the community and its rules. I was very interested in joining this community because it's not just for experienced users; it's open to everyone who wants to learn and contribute.
In this community, we're looking for users who not only write posts but also commit to commenting on each other's posts. In other words, we all interact and respect each other, regardless of our level of knowledge, because the idea is for us all to learn.
Another reason I'm joining Tradfi is that I'd like to learn about finance. I'm in my final year of high school and I think I'd like to study something related to administration, accounting, or finance at university. I'm not entirely sure what I want yet, but until I decide, I'd like to start somewhere.
My first finance lesson was suggested by hurtlocker, who gave me a link to some great information, and I'd like to summarize what I learned. It's about: https://www.investopedia.com/terms/l/law-of-supply-demand.asp
I'll try to explain it as simply as possible, with examples, because that's easier for me.
Supply and Demand
Demand:
- Demand:
Refers to the quantity of a good or service that consumers are willing to buy at different prices.
Generally, when the price falls, demand increases because more people can afford it.
I'm going to illustrate this with a situation very familiar to me, which helped me understand it better:
Example of Demand for a Styling Cream that all girls with curly hair want:
Imagine there's a very popular styling cream that promises to define curls and eliminate frizz, and we'll see How demand might vary with price:
- Let's assume the highest price for the hair cream is $30. Only a group of girls who value quality and have the budget would buy it. Maybe only 20% of my friends would be interested in buying it. I couldn't. Hehehe.
- Now let's assume there's a moderate price of $20. At this price, I think more of my friends would be willing to buy it. Maybe even I would. That is: demand could increase to 50%, since it's more accessible for many girls to get the product.
But now suppose that the styling cream manufacturer, for some strange reason or perhaps to sell all of its stock, lowered the price of the cream to $10. At that price, the styling cream becomes irresistible to all girls, including me. Demand could reach 80% of interested girls, and almost all of my friends could buy the styling cream at that price, since we can afford it and the offer would be fantastic. It's like saying that when something becomes cheaper, more people want it.
Regarding supply, let's try to understand it this way:
Supply:
It is the quantity of a good or service that producers are willing to sell at different prices.
When the price rises, supply tends to increase because producers want to maximize their profits.
Let's understand this again using my hair cream.
Example of Supply for a Hair Cream:
Let's imagine there's a brand that produces a very popular hair cream.
The lowest price is $10.
At this price, the cream makers might not be willing to produce many units, since they wouldn't make enough profit. They might only decide to offer 1,000 jars because the production cost isn't justified, and they can only offer that quantity.
But suppose they set it at a moderate price of $20.
At this price, the cream makers see an opportunity to make better profits. They could increase production to 5,000 jars, as it's now more profitable for them.
Ah, but now let's suppose the price is very high, around $30. At this price, producers are highly motivated to maximize their profits and thus have better income. They could offer 10,000 jars, since they would obtain a higher profit and it's attractive for them to invest more in production.
In other words, and to conclude this point, when the price of hair cream rises, producers tend to increase the quantity they are willing to offer. This shows us how supply and price are directly related: at higher prices, producers are more willing to produce and sell more.
Now, looking at it closely, I can understand something key: supply is related to price. No producer wants to incur losses, and I suppose they wouldn't manufacture something and invest in it only to give their product away for free because they have to make a profit somehow. It's a very simple thing I learned, but I'm excited to learn new things and try to make it as simple as possible.
That's all for now, guys. I'd like to keep learning about finance. If you have any suggestions, opinions, or if I've made a mistake somewhere, please let me know in the comments. I'd love to hear from you. Remember, I'm just learning; I'm not an expert.
Thanks for reading, and see you soon, guys. Bye!
NOTE: Collaborators to create my post, I looked up some definitions on Google to better understand some concepts, my aunt who studied finance and my mom who buys me hair cream helped me hehehe.
Photos from my gallery
I used Google Translate (My language is Spanish)
Hola chicos de Hive y de la nueva comunidad Tradfi. Estoy muy bien y espero que ustedes también estén pasando lindos momentos con su familia.
Recientemente un usuario llamado hurtlocker creo está comunidad llamada Tradfi donde estoy realizando mi post.
Hace días leí su post https://peakd.com/hive-143901/@hurtlocker/the-beginning-tradfi-on-hive donde habla de la comunidad y tiene sus normas. Me interesó mucho pertenecer a esta comunidad porque no solo es para personas experimentadas sino que está abierta para todos aquellos que quieran aprender y aportar algo.
En la comunidad se buscan usuarios que no solo escriban post sino que también se comprometan a comentar los post de los demás es decir que todos interactuemos y nos respetemos sin importan el grado de conocimiento porque la idea es que aprendamos .
Otras de mis motivaciones para pertenecer a Tradfi es que me gustaría aprender sobre finanzas, curso el último año de bachillerato y creo que me gustaría estudiar en la universidad alguna carrera relacionada con administración, contaduría o finanzas, aún no estoy muy clara en lo que deseo pero mientras llega ese momento en que me decida quisiera comenzar por algo.
Mi primera clase de finanzas me la sugirió hurtlocker quien me proporcionó un link de una información que me ha parecido genial y me gustaría hacer un resumen de lo que aprendí. Se trata sobre: https://www.investopedia.com/terms/l/law-of-supply-demand.asp
Trataré de explicarla de la manera más sencilla y con ejemplos porque se me hace más fácil.
La oferta y la demanda
La demanda:
- Demanda:
Se refiere a la cantidad de un bien o servicio que los consumidores están dispuestos a comprar a diferentes precios.
Generalmente, cuando el precio baja, la demanda aumenta porque más personas pueden permitírselo.
Les voy a ejemplificar con una situación muy familiar para mí y con la cual pude entenderlo mejor:
Ejemplo de Demanda para una Crema de Peinar que todas la chicas con cabello rizado queremos:
Imaginé que hay una crema de peinar muy popular que promete definir los rizos y eliminar el frizz y veremos cómo la demanda podría variar con el precio:
- Vamos a suponer que el precio más alto de la crema de peinar es $30
Solo un grupo de chicas que valoran la calidad y tienen el presupuesto, la compraríamos. Tal vez solo un 20% de mis amigas estarían interesadas en comprarla. Yo no podría. jejejej
- Ahora supongamos que hay un Precio Moderado en $20
A este precio, creo que más de mis amigas estaríamos dispuestas a comprarla. Tal vez hasta yo la compre. Es decir: la demanda podría aumentar al 50%, ya que es más accesible para muchas chicas obtener el producto.
Pero ahora supongamos que el productor de cremas de peinar por alguna extraña razón o por querer vender todas sus cremas bajó el precio de la crema a $10
Con un precio así, la crema de peinar se vuelve irresistible para todas las chicas, incluyendome. La demanda podría llegar al 80% de las chicas interesadas y casi todas mis amigas a ese precio podríamos adquirir la crema de peinar, ya que podemos permitírnoslo y la oferta sería genial. Es algo así como si dijéramos que cuando algo se vuelve más barato, más personas quieren tenerlo.
En cuanto a la oferta vamos a tratar de entenderlo así:
La oferta:
Es la cantidad de un bien o servicio que los productores están dispuestos a vender a diferentes precios.
Cuando el precio sube, la oferta tiende a aumentar porque los productores quieren maximizar sus ganancias.
Vamos a comprenderlo nuevamente con mi crema de peinar.
Ejemplo de Oferta para una Crema de Peinar:
Vamos a imaginarnos que hay una marca que produce una crema de peinar muy popular.
El precio mas bajo es $10
A este precio, los que hacen la crema podrían no estar dispuestos a fabricar muchas unidades, ya que no obtendrían suficientes ganancias. Tal vez solo decidan ofrecer 1,000 frascos, porque el costo de producción no se justifica y solo pueden ofrecer esa cantidad.
Pero supongamos que la colocan a un precio moderado de $20
Con este precio, los que hacen la crema ven una oportunidad de obtener mejores ganancias. Podrían aumentar la producción a 5,000 frascos, ya que ahora es más rentable para ellos.
Ahhh pero ahora supongamos que el precio es muy alto a unos $30
A este precio, los productores están muy motivados a maximizar sus ganancias y así tener mejores ingresos. Podrían ofrecer 10,000 frascos, ya que obtendrían una mayor ganancia y les resulta atractivo invertir más en la producción.
Es decir y para finalizar este punto; cuando el precio de la crema de peinar sube, los productores tienden a aumentar la cantidad que están dispuestos a ofrecer. Esto nos enseña cómo la oferta y el precio están directamente relacionados: a precios más altos, los productores están más dispuestos a producir y vender más.
Viéndolo bien ya puedo entender algo clave, la oferta está relacionada con el precio, ningún productor quiere tener perdidas y supongo que no fabricaría algo e invertiría para regalar su producto porque de alguna forma tiene que tener ganancias. Es algo muy sencillo que aprendí pero estoy emocionada por aprender cosas nuevas y tratar de hacerlo lo más sencillo posible.
Ha sido todo por los momentos chicos, me gustaría seguir aprendiendo sobre finanzas, si tienes alguna sugerencia, alguna opinión o si me he equivocado en algo puedes decírmelo en los comentarios, sería un placer leerte. Recuerda que solo estoy aprendiendo no soy experta.
Gracias por leerme y nos vemos pronto chicos. Chao.
Fotos de mi galería
He utilizado Google Traductor(Mi idioma es el español)
Posted Using INLEO
https://x.com/freitesmaria221/status/2005372892130009484?s=20
Hello @angeluxx, you're a very curious girl, always teaching us something. It's very interesting what you talk about; we often don't know such simple terms.
It was very clear to me, and I loved that you used such a simple, everyday example. As a teacher, I give you a 20. Best regards and many blessings.
!UNI
!LADY
!HUESO
View or trade
LOHtokens.@yusmelys, you successfully shared 0.1000 LOH with @angeluxx and you earned 0.1000 LOH as tips. (1/5 calls)
Use !LADY command to share LOH! More details available in this post.
Haha, thanks, Professor @yusmelys!
Now, besides being a gamer, I'm also a finance student on Hive. If you'd like to join, you're welcome! Hehe
Your gift turned out great! Cool!
This is a really intuitive way to think about it! The world makes a lot more sense when you understand supply and demand.
But just a heads up, most people do not understand supply and demand so it is really hard to talk to people about this stuff sometimes. The cool thing is, you can talk to me and I can talk to you on HIVE!
I love the fact that you picked a real world example with something you use. This shows a lot of effort and passion for what you are trying to learn.
I gave this a gift of HIVE as well (I don't like the term tip because you are not providing me a service by posting this. You are writing this because you want to).
This is a very well done post and thank you for being the first person to post educational content in my TradFi Community.
*Not everyone will get gifted HIVE by me and if I ever do anymore HIVE gifts, it will be subjective. You get a "big" HIVE gift cause you have first mover advantage 😉
Thanks again, this post warms my heart.
You're very kind, and I really appreciate it. If it's any consolation, I wasn't expecting the gift, nor was it my intention, but it's very welcome.
Thank you for your guidance; it's very helpful to me, and I appreciate it.
Es genial gracias
That makes the gift even better 😊
Gracias, You're very kind
https://x.com/freitesmaria221/status/2005372892130009484?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005372892130009484%7Ctwgr%5Ec167f0ade4835b9cbb11ba23a6e4156f79357a95%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Finleo.io%2F%40angeluxx%2Fhow-my-favorite-hair-cream-taught-me-my-first-finance-lesson-supply-and-demandengspn-ds6
Saludos estimada amiga @angeluxx qué bien gracias por darnos a conocer esta nueva comunidad que me parece muy interesante, me animas a estar pronto aportando algo de interés en ella.
Te felicito que quieras continuar tus estudios universitarios en el área de administración o algo relacionado, la verdad es algo que te puede aportar mucho. Yo estudié administración, mención, contabilidad, aunque no era mi carrera favorita pero por circunstancias igual la terminé esto de la oferta y la demanda me complicaba algo hasta que por fin la entendí.
Te doy otro ejemplo, cuando había escasez en el país de teléfonos celulares, la oferta era muy , por lo tanto los precios eran muy altos y la demanda era baja porque todos lo querían, pero no nos permitía nuestra economía, con el tiempo la oferta comenzó a fabricar y a traer distintos tipos y marcas de celulares para abastecer la demanda y así bajaron un poco los precios, y que todo aquel podía permitirse comprar o adquirir su anhelado celular de cualquier marca, esto últimamente a sucedido mucho en nuestro país, y la verdad es muy interesante, es como un sube y baja. 😁
That's great that you studied accounting, I'm glad to know that. I'm sure that if you read the community rules you'll like the topics suggested.
I understand the point about cell phones and the influence of competition; I read something similar. It's great to learn things I didn't know before. Thanks for
stopping by and commenting.
!LADY
I don't use styling cream, but when cat food for my cat is cheap, I buy enough for several days. When it's too expensive, I stop buying it and give her chicken skin until I can save up enough money to buy more. I always look for the cheapest option that's still good for my cat.
I understood the post; it's very easy to explain with examples. Very good.
Thanks @rosahermosa Hehehe, I hope you find lots of good food for your cats at a good price.
Your so young yet you are setting your way on the right track. Great job!
Thank you, I'll be starting university next year and I'm preparing for it. Thanks for your comment.
goodluck! and enjoy being a college student!
I like that you are focused and passionate about the world of finance and administration, so much so that you have already started researching and learning.
Supply and demand seem like simple terms, but they are not. You have to delve deep to grasp the message. Using an everyday item makes it more practical. I also have wavy hair and have used that same styling cream, so when it costs $10, it's more affordable for me too 😂, and we can both enjoy perfect curls.
Keep going, best of luck to you and this new community ❤️
Thanks, I did do some research; it's difficult at first, but then it's great when you understand
And I got the cream for $6! Hehehe
That's a great discount, no doubt about it, an opportunity not to be missed 😂
The law of supply, the law of demand, and the concept of equilibrium price are covered in the first chapters of any economics textbook.
Finance draws primarily from economics and accounting.
It's rare for a market to be in equilibrium. Classical economists didn't worry about this because they believed equilibrium would be reached sooner or later.
The interplay of supply and demand determines how much is sold, who sells, who doesn't sell, and who cannot access the good or service.
I understand what you're saying; in my country it's very difficult for most of the population to access certain goods and services. I partly understand what you're talking about.
Thank you so much for your comment, I appreciate it.
Great topic, friend! I wish my teachers had explained it this way; I would have understood it a bit better. You're doing great; you're a very smart girl.
Thanks, you're great too!
Hi baby, your post is very well designed, easy to understand, you're a very smart girl @angeluxx, congratulations. I'll be keeping an eye on your content to continue learning about Tradfi. You've introduced us to an interesting community; I'll be sure to participate more often.
Thank you so much, it's very interesting, you can join and learn. 🙂
!LADY
Demand and supply appears to be simple ...but it get complex when market manipulators try to exploit the consumer. Seeing excessive demand of a product there are chances of "hoarding" by certain market players. It is an act of acquiring and storing large quantities of a goods, with the intention of creating scarcity in the market. The lesson supply drives up the prices volatility and inflation. This practices is common at many places of the world, ultimately it is the consumer who suffer most.
Thanks for bringing this up here..it is kind of refresher seeing the topic being discussed over blockchain...else everyone talk about crypto and token..
Thanks @hurtlocker for including me in the exclusive member list...✨️🍻
Good luck with your studies. Finance is a very good area.
Thank you so much, I would really like to study finance. I still have my doubts, but I would like to.
Go for it!
#bilpcoin exposed #buildawhalescam #buildawhalefarm #themarkymarkscam #themarkymarkfarm #hurtlockerscam #hurtlockerfarm #acidyoscam #acidyofarm #jacobtothescam #hivepopescam #solominerscam #solominerfarm
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Meanwhile, Blurt stands clean-handed and open-hearted.
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Repeated downvotes targeting transparency efforts raise urgent questions about Hive’s governance. Automated tactics, coordinated curation trails, and alt-account farming undermine trust in the platform. When truth is silenced without dialogue, it erodes Hive’s decentralized ethos.
Key Concerns:
Systemic Manipulation:
Community Exodus:
Governance Crisis:
Solutions Needed:
The Bilpcoin team advocates for open dialogue, not division. Hive’s future depends on collaboration—not coercion. Let’s rebuild a platform where truth isn’t buried but debated, strengthened, and celebrated.
Transparency isn’t optional—it’s the foundation of trust.
#HiveTransparency #BilpcoinExposed #DecentralizePower"
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@themarkymark, @buildawhale & Co,
How can you continue to downvote the truth, LOL? It’s almost comical how blatantly you attempt to suppress what cannot be hidden. The blockchain records everything—every action, every transaction, every move you make. Yet still, you persist in this futile game of trying to silence what is undeniable.
@themarkymark, @buildawhale, and Co: While our opinions may differ, on-chain transparency reveals repeated patterns of concern. Coordinated downvotes without explanation, 'farming' schemes (e.g., #buildawhalefarm), and adversarial engagement harm Hive’s community-driven ethos.
Key Issues to Address:
A Path Forward:
The Bilpcoin team remains committed to exposing truth and advocating for solutions. Let’s work toward healing, not division.
Note: All claims are based on publicly verifiable blockchain data. Constructive dialogue is encouraged.
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It’s over.
The Bilpcoin team brings these truths not out of malice but necessity. We have no need to fabricate lies or cloak our intentions CALL US WHAT YOU LIKE —for the facts speak loudly enough on their own. What we present here is not conjecture but reality, laid bare for anyone willing to see.
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TURN OFF THE BUILDAWHALE SCAM FARM
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These practices harm not just individual users—they undermine the very foundation of Hive, eroding trust and poisoning the community. Such actions are unethical and outright destructive.
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https://www.publish0x.com/the-dark-side-of-hive
https://www.publish0x.com/the-dark-side-of-hive/the-cabal-of-hive-a-plutocracy-in-plain-sight-xkdpvmp
Reading about supply and demand in a textbook is one thing, but seeing it play out with your favorite hair cream really brings the concept to life💡🧠. Looking through that economic lens, there’s a lesson in everything around us. Thanks for sharing such a relatable example 😉
Thank you so much for commenting, it was the most practical way to understand it. 🤗
🥰🥰🥰
Hi @angeluxx, thank you so much for this tutorial on supply and demand. The example you gave is excellent. It's like Hive; the higher the price, the more "producers" list their products.
Best regards.
Jjjeee That's a good comparison. I hadn't thought of that, hehe. I'll analyze it in more detail 🤯
Analyse the issue... I'll wait for the results 😁
Abrazo!!
Saludos, esos dos términos son miy usados en la economía, en Venezuela los comerciantes quieren trabajar, pero pueden hacer uso de la oferta y demanda de los productos, pero con la inflación que hay cualquier negocio va a perdida así se empleé la oferta y la demanada. Espero montar mi negocio pronto y ver que estrategia uso, te deseo lo mejor en tus próximos estudios.
Greetings, those two terms are widely used in economics. In Venezuela, merchants want to work, but they can make use of the supply and demand of products. However, with the current inflation, any business will lose money even if supply and demand are employed. I hope to start my business soon and see what strategy I use. I wish you the best in your future studies.
Thank you for stopping by and commenting, it's very nice and I wish you a very prosperous business.
!LADY