RE: Financial Protect - How did you protect your finances?
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You're right, and that's reason why we have to create more to maintain our level of financial life
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Or spend less, when income is reducing.
I paid a big credit and now have more financial flexibility. I use part of it to reduce my work time and work less = reduce my salary. But since I reduced my liabilities before, it is not a problem.
That's good strategy, financial life is what we should handle properly.