Budgeting saves

On my way coming home this evening I stumbled on a husband and wife engaging in a lingered argument over how money was spent, the husband was curious to know how the wife spent the money he gave her but the wife couldn't give an accurate report in how she spent the money.

Then I sense lack of budgeting, she has made lots of impulse shopping and money is all gone where there are still more important things to do with money.

That just reminded me of what I faced months ago when I didn't have a realistic budget of my income and expenses, I was experiencing big challenges because of that so I decided to study more about budgeting and since then am doing so well.

Budgeting is the act that thousands take for granted because of self-confidence but without budgeting financially stability is a great challenge and it becomes very difficult to track your expenses.
Budgeting needs a regular readjustment to fit it to the current income and increase saving attitude especially when circumstances change drastically so does budgeting.

Some task in my list where never done because there is always no money left for them and this kept piling up for the next month which was making it difficult for me to progress financially.
So a good friend of mine who studied economics told me the importance of budgeting.

it might not be easy to live based on what you budgeted but you will get use to it if you remain consistent
Those where her words to me and honestly I didn't find it easy when I started, the first month there were lots of impulse buying and that revealed to me why I don't get to do some task every month because I used lots of money for impulse buying.

I enjoy it now.

Base on the fact that income are very poor and we have lots of things to do , we have rent, foods, electricity, health care and other things that can't be avoided so a perfect budget is needed to help secure the income and reduce debt.

My monthly budget is based of 90% of my income, the other 10% is only touched when I have exhausted 90% and there is still pressing need that can't be overlooked but some months I will carry over some needs to make sure I save some money.

Budgeting don't just help you to change your financial life but it helps you to achieve freedom and peace of mind, managing income wisely makes it easier for one to know how and when to step up in this financial journey to see the possibility of achieving financial stability but it becomes impossible without good budgeting. Is

I want to become more technical and official on budgeting, if possible an expert that can also help others in budgeting , so I have downloaded some educational videos on budgeting and subscribed so some YouTube channels and will be joining some podcasts on accurate budgeting.

Tracking my progress.

I will be tracking my progress, then I will know if I am getting to an expert or not and I will always be recording my progress as a content here on hive for future reference.
I have to learn the higher level mathematics that comes with budgeting, the mindset and discipline that makes me very good at budgeting.

Many families today need someone to help them with accurate budgeting, and peace will be restored In their different homes, maybe that's where I will get my first job lol

Conclusively budgeting is not a one time game, budgeting requires learning, discipline and time, but its so beneficial to the family and for financial journey.

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